Privacy Policy

Latvian Heritage Federal Credit Union (LHFCU) is a, member-owned, not-for-profit financial institution committed to providing quality service, convenience, and competitive financial products to meet the needs of our members. We are continually updating information provided on our website to ensure that all information presented is current and accurate. However, this information should be construed only as a guideline, and is subject to change without notice.

External Links:
We have posted a few links to other related web sites which we feel may be of interest or use to you. The addition of any of these links is not to be construed as an endorsement of any services offered by these sites. LHFCU does not control the content of these links and therefore assumes no responsibility for the availability or content of these sites, nor is responsible for the privacy practices of such web sites.

Email Sign-Up / eNewsletter:
Your submission of an email address signifies your acceptance of email messages from LHFCU. LHFCU does not rent, sell, or share your email addresses with others. LHFCU provides opt-in opportunities for all email lists that you choose to receive. We use your email addresses to confirm your subscription and validity of the provided addresses. Your reply to the confirmation emails are necessary for completing your subscription to any email list. LHFCU provides its users the opportunity to opt-out of receiving communications from us. All email list welcome messages contain the information necessary for removal from the list. Removal from all lists is instant and automated.

Notification of Changes:
If we decide to change our privacy policy, we will post those changes to this privacy statement, the homepage, or other places we deem appropriate so our users are always aware of what information we collect, how we use it, and under what circumstances. We will use information in accordance with the privacy policy under which the information was collected.

USA Patriot Act Identity Verification Notice
On October 26, 2001, President Bush signed into law the U.S.A. Patriot Act. The purpose of this law is to help protect you, your family, and our country from terrorism. Preventing terrorist financing is one way we can help prevent terrorism. We want you to know that section 326 of this Act requires LHFCU to verify the identity of all new credit union members. We must also verify the identity of members and non-members added as signatories to, and who have access to, new or existing deposit accounts and loans. We must also retain copies of all documents used to verify your identity.

If you are an existing member who joined LHFCU before the U.S.A. Patriot Act rules became effective, we may also need to verify and retain copies of any documents used to verify your identity when you request a new deposit, apply for a loan, or are added as a signatory to a new or existing deposit or loan account. We ask for your understanding as we work to support these efforts to maintain the security of your funds and our country. If you have any questions or concerns about our identity verification policies please feel free to contact us.